Under 27? Invested in a NEST workplace pension? Firstly, great news that you’re already contributing to a pension, however... NEST made the strategic decision to reduce risk and volatility for investors under 27 to prevent frightening frightening younger investors and stopping pension contributions. Although NEST seem to be coming from the right place there are huge arguments for doing exactly the opposite. In my experience these younger years, the years furthest away from being able to excess any pension fund are usually the time to make to embrace volatility and opportunity for growth. Food for thought anyway.
** This is not advice **
Any questions, feel free to contact me directly.